Terms of Service

1. Acceptance of Terms

Welcome to Caminotransparente. By accessing and using this website, you accept these Terms of Service in their entirety. If you do not agree with any part of these terms, you should not use our website. These terms constitute a legally binding agreement between you and Caminotransparente (CUIT: 20-12345678-9).

2. Service Description

Caminotransparente is an educational platform that provides information, resources and content related to personal finance, specifically adapted to the Argentine economic context. Our services include:

• Educational content on personal financial management
• Articles and guides on savings, investment and budgeting
• Tools and resources to improve financial education
• Updated information about the Argentine economic context

3. Educational Nature of Content

All content provided on this website is for educational and informational purposes only. It does not constitute professional financial, legal, accounting or investment advice. We are not certified financial advisors nor do we offer personalized advisory services.

Financial decisions you make based on the content of this site are your sole responsibility. We recommend consulting with qualified professionals before making important financial decisions.

4. Permitted Use of Site

We grant you a limited, non-exclusive and non-transferable license to access and use this website for personal and non-commercial purposes. You are authorized to:

• Access and view the site content
• Download materials for non-commercial personal use
• Share links to our content

5. Use Restrictions

By using our website, you agree NOT to:

• Copy, reproduce or distribute our content for commercial purposes without authorization
• Modify, adapt or create derivative works from our content
• Use scraping techniques, bots or automated tools to extract data
• Attempt to access restricted areas of the site or interfere with its operation
• Transmit viruses, malware or malicious code
• Use the site for illegal or fraudulent activities
• Impersonate another person or entity
• Collect information from other users without their consent

6. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads and data compilations, is the property of Caminotransparente or its content suppliers and is protected by Argentine and international intellectual property laws.

The name "Caminotransparente", our logo and all related marks are registered trademarks or trademarks of Caminotransparente. You may not use these marks without our prior written consent.

7. User Content

If you submit comments, suggestions, questions or other content through our website:

• You warrant that you have the right to share that content
• You grant us a worldwide, royalty-free license to use, reproduce and distribute that content
• You agree that you will not receive compensation for such content
• The content must not be offensive, illegal, defamatory or violate third party rights

8. Links to Third Party Sites

Our website may contain links to third party websites for your convenience. We do not control or endorse these external sites and are not responsible for their content, privacy policies or practices. Access to third party sites is at your own risk.

9. Limitation of Liability

To the maximum extent permitted by Argentine law:

• The website is provided "as is" and "as available" without warranties of any kind
• We do not guarantee that the site will be error-free, virus-free or uninterrupted
• We are not responsible for losses or damages arising from use of our website or content
• We are not responsible for financial decisions made based on our content
• Our total liability shall not exceed the amount paid by you to access the site (if applicable)

10. Indemnification

You agree to indemnify and hold harmless Caminotransparente, its directors, employees and affiliates from any claim, loss, liability, damage, cost or expense (including legal fees) arising from:

• Your use of the website
• Your violation of these Terms of Service
• Your violation of third party rights
• Any content you submit or post

11. Service Modifications

We reserve the right to modify, suspend or discontinue any aspect of our website at any time without prior notice. We will not be liable to you or third parties for any modification, suspension or interruption of service.

12. Termination

We may terminate or suspend your access to the website immediately, without prior notice, if you breach these Terms of Service. Upon termination, your right to use the site will cease immediately.

13. Governing Law and Jurisdiction

These Terms of Service are governed by the laws of the Argentine Republic. Any dispute related to these terms will be submitted to the exclusive jurisdiction of the competent courts of San Carlos de Bariloche, Río Negro, Argentina.

14. Severability

If any provision of these Terms of Service is deemed invalid or unenforceable, such provision will be modified and interpreted to achieve its objectives to the maximum extent possible, and the remaining provisions will continue in full force and effect.

15. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will take effect immediately after posting on the website. Your continued use of the site after such changes constitutes your acceptance of the new terms.

16. Contact

If you have questions about these Terms of Service, you can contact us through:

Caminotransparente
Address: Libertad 191, R8400 San Carlos de Bariloche, Río Negro
Phone: +54 294 442 3043
Email: info@caminotransparente.com
CUIT: 20-12345678-9